【Sweetheart Lover】

Chapter 207 Family Property Planning, Disputes

As the family's financial situation gradually improved, Lin Yanan and Ruan Jianan began to consider the planning of family property. This should have been a discussion full of hope and expectation, but unexpectedly it triggered a heated debate.

On a weekend afternoon, the sun shines through the window onto the living room floor, forming patches of warm light. Lin Yanan and Ruan Jianan sit on the sofa with a notebook and a pen in front of them, ready to plan the family's future finances.

Lin Yanan spoke first, her eyes firm and serious: "Jian'an, I think we should pay off all our debts first, so that we can be debt-free and feel at ease. Then, save some of the money as an emergency reserve for the family. The child's education cannot wait either, we have to use some money to enroll him in some high-quality courses and interest classes."

Ruan Jianan frowned, thought for a while and said, "Yanan, I understand your idea, but I think now is a good investment opportunity. The market situation is good. If we invest most of the funds in the business and expand the scale of operation, we may make more money. We can plan the child's education slowly in the future."

Lin Yanan was a little emotional after hearing this: "Jian'an, business is risky. We can't put all our eggs in one basket. The education of our children is the most important thing and cannot be delayed."

Ruan Jianan was not to be outdone: "I'm not saying that I don't value my children's education, I just think that the opportunity to make money now is rare, and if you miss it, you may never have it again. We've made more money, so why should we worry about our children not having good educational resources?"

The two men's voices became louder and louder, neither of them gave in, and the atmosphere gradually became tense.

"Yanan, you are too conservative. How can we live a better life if you keep being so timid?" Ruan Jianan raised his voice.

"Ruan Jianan, you are taking a risk! We have finally been able to live a stable life, and we can't fall into trouble again because of your impulsiveness." Lin Yanan's eyes flashed with anger.

The child was playing in the room. When he heard his parents' heated argument, he came out timidly and stood at the door of the living room, his eyes full of anxiety and fear.

"Mom and Dad, please stop quarreling, okay?" The child's voice was tinged with tears.

Lin Yanan and Ruan Jianan then realized that their quarrel had affected the child. They both fell silent, and the living room suddenly became so quiet that it made people feel a little uncomfortable.

After a while, Ruan Jianan sighed deeply, stood up, walked to the child, picked up the child, and said softly: "Baby, I'm sorry, mom and dad shouldn't quarrel and scare you."

Lin Yanan also came over and touched the child's head, her eyes full of guilt: "Baby, it's mom and dad's fault."

The child hugged Ruan Jianan's neck tightly and said, "Mom and Dad, I don't want you to quarrel. I want our family to be happy."

The child's words were like a basin of cold water, extinguishing the anger in Lin Yanan and Ruan Jianan's hearts. They looked at the child's innocent face, and their hearts were filled with self-blame.

After calming down, Ruan Jianan walked over to Lin Yanan, took her hand and said, "Yanan, maybe we are too anxious and we should have a good discussion. I apologize for my bad attitude just now."

Lin Yanan nodded, tears welling up in her eyes: "I am also wrong. I shouldn't be so impulsive. We are all doing this for the good of this family. We just have different ideas."

So they decided to sit down and calmly discuss the family property planning plan again.

Lin Yanan took a sip of water and said slowly: "Jian'an, I know you want to make more money to make our lives better, but the risk is really too great. We can invest part of the funds, but we can't invest all of it."

Ruan Jianan nodded: "You are right, I didn't think it through. Then let's pay off the debt first, save some emergency funds, and then take out some for moderate investment. What do you think?"

Lin Yanan thought for a moment and said, "Okay, but we can't save money on our children's education."

Ruan Jianan smiled and said, "Of course, the child's education is the top priority. We can arrange some funds based on the actual situation."

They started to carefully analyze the family's income and expenditure, calculate the proportion of various expenses, and explore the risks and benefits of different investment plans.

After several hours of discussion, they finally reached a preliminary consensus. They decided to pay off the debt first, then deposit part of the funds into the bank as fixed savings, and then invest part of the funds in relatively stable financial products, and at the same time set aside a special fund for the children's education.

"We've finally come to an agreement. I hope our plan can be implemented smoothly." Lin Yanan breathed a sigh of relief.

Ruan Jianan held her hand and said, "As long as we work together, there will be no problem."